AIG Multinational 
The expansion of business activities of our clients across time zones and borders leads to even more opportunities for growth and success. But global opportunities are associated with global risks. The risk potential of different countries is creating new challenges for multinational companies. How can companies address these risks and what kind of insurance companies is required?
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A fundamental question confronting risk managers operating in a multinational environment is: When is a local policy the right way to go? Traditionally, the decision has been driven solely by regulatory issues. But while this is important, it is not the only consideration. So our multinational clients are confronted with a variety of options when hedging their risks abroad.

Our flexible, collaborative approach and resources enable clients to make profound decisions as they secure the multinational solutions that work best for their organizations.

Key Benefits
  • A multinational program tailored to the needs and preferences of our clients, whether it’s local policies, a global policy, or a combination, a controlled master program.
  • Consistently high-quality underwriting, loss control/engineering, and claims services, wherever our customer operates.
  • A global network with established local offices
  • Deep local knowledge and expertise infusing all facets of their program through our local employees worldwide.
  • Insights and tools that facilitate well informed decisions in managing multinational risks.

AIG Online Tool: Supporting Clients’ Decision Finding
AIG customers benefit from our extensive know-how and our wealth of experience, and we’ve incorporated this into the AIG Multinational Program Design Tool.

AIG’s Multinational Program Design Tool is a self-developed interactive web-based portal. The tool addresses risk managers’ fundamental questions when designing a multinational program. It combines considerations on compliance, individual risk exposures, tax and capital, claims management, coverage (global and/or local), requirements of local certificates etc.

The program covers more than 200 countries and covers seven product lines: General Liability,  Property, Directors and Officers Liability (D&O), Marine Liability, Accident & Health, Environmental and Trade Credit coverage. The AIG Multinational Program Design Tool is available for free to everybody.

The tool is currently available in English, Chinese and Japanese and has now been supplemented with further languages - it is also available in German as of now. The tool offers our multinational clients comprehensive decision-making criteria.

Once the assessment is complete, users receive a customized, downloadable summary report, which may be a valuable basis for the design of an individually tailored multinational program, i. e. in particular whether local policies are recommended to cover local risks, which can be then be combined with a master policy. AIG Multinational Tool >

If you are interested in additional information, please contact your local contact person.